All stories by Harshala Chandorkar
Consumers, Wake Up!
Rediff.com14 Aug 2016Harshala Chandorkar, chief operating officer, CIBIL, explains your rights and duties as a responsible consumer
7 money management lessons for a Happy New Year!
Rediff.com22 Dec 2015Follow these if you want to enjoy credit happiness and easy access to finance in the New Year by maintaining a healthy credit report and high credit score
How to increase your credit card limit
Rediff.com21 Oct 2015Want to spend more this festive season on your credit card? This is what it takes...
What does 'DPD' on your CIBIL Report mean?
Rediff.com29 Sep 2015The 'DPD' indicates how many days a payment on a respective account has been delayed. Simply put, it's trouble for the borrower
How to 'settle' your credit card woes!
Rediff.com19 Aug 2015If your loan was rejected because you had just 'settled' your outstanding dues and not 'closed' it altogether, then here's how you can get this loan approved.
Joint home loans: What you should know
Rediff.com5 Aug 2015Before opting for a joint home loan with your parents or spouse you must first understand the implications of this loan.
Joint home loans: What you should know
Rediff.com5 Aug 20155 compelling reasons to check your CIBIL Report
Rediff.com30 Jul 2015A healthy CIBIL Report and a high CIBIL TransUnion Score indicates that you are managing your loans and credit relationships well and are financially savvy
Why make good borrowers pay for bad ones?
Rediff.com12 Jul 2015It's unfair, isn't it? That good borrowers are not rewarded for their discipline and are forced to subsidise indisciplined borrowers who may pose higher credit risk...
How your CIBIL TransUnion Score is calculated
Rediff.com8 Jul 2015Here's a quick glimpse into what goes into the making of a person's CIBIL TransUnion Score
5 harmful money habits! Beware
Rediff.com11 Jun 2015Stop indulging in these before it derails your financial future
Why students should not default on education loans
Rediff.com7 Apr 2015Duly paying your education loan installments on time, each month, is the best thing that could be done to maintain a good CIBIL TransUnion Score.
Joint home loan with your Valentine: The pros and cons
Rediff.com11 Feb 2015Before opting for a joint loan with your parents or spouse (after all, anybody who you love is your Valentine) you must first understand the implications of this loan.
Busted! Top 3 credit score myths
Rediff.com22 Jan 2015Correct your friends the next time they try to scare you; offer them tips on how they can improve their credit scores if they are poor borrowers
Want a home loan without any hassles? Read this
Rediff.com5 Nov 2014A critical factor that can ensure easier and hassle-free access to home loans is keeping a watchful eye on your Credit Information Bureau India Ltd (CIBIL) Report and CIBIL TransUnion Score.
Keep track of your financial health this festive season
Rediff.com26 Sep 2014Gifts for loved ones, spending on yourself on impulse buying on EMIs and credit cards can leave your financial health completely stressed by the end of the year, says Harshala Chandorkar, Senior Vice President -- Consumer Relations, CIBIL
6 useful tips to avoid credit card debt traps
Rediff.com23 Sep 2014Did you know that credit cards can in fact help you to improve and build your credit score if used responsibly and wisely!